When to File for Bankruptcy

Nobody plans on going into overwhelming debt, but sometimes life doesn’t go as planned. If life events have left you unable to pay your bills, the time has come for you to consider personal bankruptcy.

While many people do not want to face this financial decision, bankruptcy gives you an effective legal option to help you pay off your debts and get your life back on track. Only you can decide if you want to use this option, but if you are in serious financial trouble, bankruptcy could represent the best solution.

A discharge in bankruptcy means you legally don’t have to pay the discharged debt and the creditor cannot try to make you pay. 

In this blog post, we will discuss when you should consider filing for personal bankruptcy, and then we’ll tell you how to begin the process. (more…)

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