5 Ways Chapter 13 Bankruptcy Can Improve Your Life

Happy Couple — Overland Park, KS — Wiesner & Frackowiak LCDespite what you might have heard, Chapter 13 bankruptcy is helpful. If you file for Chapter 13 bankruptcy, you can actually improve your life. Of course, bankruptcy affects different people in different ways, but these are five major ways that filing Chapter 13 can help you.

1. Save Your Home (more…)

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Debt Collection after Bankruptcy: What You Should Know

Couple Calculating Finances — Overland Park, KS — Wiesner & Frackowiak LCIf you’ve filed for bankruptcy to try and settle overwhelming financial debt, you might be concerned about the possible actions debt collectors might still try to take against you. You can fight against any possible illegal actions of debt collectors if you understand your rights and learn what these collectors can and can’t do legally.

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5 Signs That You Should File for Bankruptcy

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Though debt can help you acquire property or grow your business, it can also lead to stressful situations if you struggle to repay. What’s more, the amount you pay as interest depends on how long you take to repay your debt.

Therefore, if you have no money to repay your debts and are not ready to lose your assets to debt collectors, you might consider filing for bankruptcy. While bankruptcy may adversely affect your credit score, it can offer the debt relief you need to rebuild your finances.

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The Steps of Hiring a Bankruptcy Attorney

When you need to consider bankruptcy, you need to take into account all of the ramifications of such a decision. One of the most important decisions you will make is who will represent you in court. The choice of an attorney is critical, so you must select the right one for your specific situation. Discover the steps of hiring a bankruptcy attorney so that you can make an informed decision.

1. Determine Which Type of Bankruptcy Is Appropriate for Your Situation (more…)

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5 Nonfinancial Benefits of Filing for Bankruptcy

The decision to file for bankruptcy protection is certainly a big one, and it’s rightly a primarily financial decision. But a borrower using bankruptcy gets more than just help with their financial obligations. You also get nonfinancial benefits that could be just as helpful as the financial ones. What are some of these nonfinancial aids? Discover a few of the most important you can look forward to.

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Answers to Common Concerns About Medical Debt and Bankruptcy

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One of the most common reasons that many Americans turn to bankruptcy is the accumulation of medical debt. When faced with rising medical care prices and insufficient insurance coverage, some people find their other debts and financial problems growing as well.

Can bankruptcy help resolve your medical debt load? What challenges can bankruptcy cause for medical debt? And where should you start? Learn the answers to a few of your most important questions about medical debt and bankruptcy.

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5 Tax Matters That Need the Help of an Attorney

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While most Americans don’t enjoy having to work with the IRS on any issues, some of those issues are simply too complicated for the average taxpayer to successfully manage on their own. In this case, a tax attorney can be the best investment the taxpayer will make. Read on to learn five times you might have an IRS problem and need the help of a skilled tax attorney.

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5 Ways Bankruptcy Helps Even If Your Debts Aren’t Discharged

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The discharge of qualifying debts is generally the most important part of bankruptcy protection. But what about a borrower whose debts are not eligible, are unlikely to be discharged, or have collateral they’re not prepared to lose? Should you still file bankruptcy if your particular debts may not be discharged? The answer is often yes. Here are five ways you may still find relief.

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3 Common Reasons for Wage Garnishment and If Bankruptcy Helps

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Wage garnishments to someone living paycheck to paycheck can easily take away the ability to keep up with other financial obligations. The struggle to stay on top of debts and keep a home or feed a family can become overwhelming. You can’t always stop a garnishment, but bankruptcy can make it easier to live comfortably.

Debtors often find themselves unable to meet their basic needs when they experience a garnishment due to three common types of debt. Student loans, child support, and excessive medical bills are a problem for many people. Bankruptcy can help in these instances but in different ways. Discover what anyone facing a garnishment should know.

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Haven’t Filed Taxes for Years? 4 Things You Need to Know

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Have you failed to file income tax returns for a few years? For many taxpayers, a single missed year can accidentally turn into several missed years. There may or may not be immediate consequences, but many find it hard to get back on track. If you’re in this position, here are four things you should know about filing old taxes.

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