Also Serving Olathe and Overland, KS
A future that is full of unpaid credit cards, past-due medical bills, or looming lawsuits can seem pretty dim. However, with the help of a bankruptcy attorney, you can face your future with confidence. Turn to Wiesner & Frackowiak, LC, for help with Chapter 7 bankruptcy in Kansas City, MO.
What Is Chapter 7 Bankruptcy?
This specific type of bankruptcy allows you to discharge many debts, including credit card debts, medical bills, personal loans, and utility bills. While you do have to qualify for this via a means test, this can be an easy way to get rid of debts that you can’t pay and start afresh to rebuild your credit.
Additionally, while many people fear that they will lose everything if they file, Chapter 7 bankruptcy allows for certain exceptions, such as cars, clothing, furniture, appliances, jewelry, and homes, up to a predetermined value.
How Can Chapter 7 Bankruptcy Help You?
Short-term, Chapter 7 bankruptcy stops actions like collection calls, looming foreclosures or wage garnishments, or potential lawsuits. If you have suffered from these anxiety-inducing threats, then Chapter 7 bankruptcy will be the best course of action.
Long-term, Chapter 7 bankruptcy allows you to start anew with no large financial constraints. While you will need time to restore credit, you will not have to dread constant debt looming over your future.
Why Choose Us?
When you need a Chapter 7 bankruptcy attorney, we are here to help. We know the entire bankruptcy process can seem complicated and feel overwhelming, so we will assist you every step of the way and answer all the questions you have. You will know what to expect and what is important to know so that you are ready to start over financially.