Small Businesses
For mom and pop businesses having trouble, bankruptcy alternatives are available. Sole proprietorship’s and limited liability companies can reorganize their liabilities just like corporations can. Call today to discuss.
Keep Your House
Our firm of bankruptcy attorneys in the Kansas City area uses Chapter 13 bankruptcy to make up late house payments. This involves making up the missed payments over a 60 month period while you resume making regular house payments. While these payments are made, you can have the peace of mind that the mortgage company cannot foreclose. In some cases, we are able to use Chapter 13 to remove and eliminate second mortgages.
Keep Your Car
Car lenders will repossess your car even when you need it to get to work, pick the kids up from school, or see a doctor. If you are behind on car payments, call us. Our firm will use bankruptcy to stop these creditors from taking your car. Most of the time you’ll pay less each month for your car because we can get you a discounted interest rate.
Stop Foreclosure
Our firm uses Chapter 13 and Chapter 11 bankruptcy to stop the mortgage company from foreclosing on your home. If you have received notice of a sheriff’s foreclosure sale, call us at 913-642-2240 to use bankruptcy to stop the foreclosure. We have the resources for a rush job. See more on our foreclosure tab.
Halt Garnishments
Collection agencies and tax officers will send wage garnishment orders straight to your company’s payroll department and sometimes to your boss. Our firm can halt this embarrassing tactic. We use bankruptcy law to force the collectors to release the garnishment so that you can again get a regular paycheck.
Stop Creditor Calls
Our firm takes charge; we deal with creditors. No more threats. Bankruptcy forces creditors to stop calling. Discharge means you don’t owe and the lender can’t try to collect.
Call our bankruptcy lawyers in the Kansas City area to learn more about bankruptcy today.
Filing for bankruptcy can be a complicated and overwhelming process, especially without the help of an experienced professional. Fortunately, a bankruptcy lawyer from our legal team can provide you with invaluable guidance throughout each stage of the process, from determining eligibility and choosing the right type of bankruptcy to filing paperwork and representing you in court.
A qualified bankruptcy attorney can also help you to understand the potential consequences of bankruptcy, such as its impact on credit score and ability to obtain loans in the future, and help you make the best decisions for you along this legal journey. They can also help you navigate any legal challenges that may arise during the process, such as disputes with creditors or objections from the bankruptcy trustee.
Turn to the bankruptcy law experts here at Wiesner & Frackowiak, LC for added peace of mind and a better chance at a successful outcome when filing for bankruptcy and facing financial difficulties. Reach out to us today—we’re available to assist residents all over Johnson County, KS.
At Wiesner & Frackowiak, LC, we help individuals and families get a fresh start through Chapter 7 bankruptcy in Kansas City, MO. If you’re struggling with debt, we’re here to guide you every step of the way. Call us now at 913.642.2240 or 816.285.4748 for a free consultation and start your path to financial relief.
FAQ
Chapter 7 bankruptcy in Kansas City, MO, is a legal process that helps individuals eliminate unsecured debts such as credit cards and medical bills. It works by liquidating non-exempt assets to repay creditors, though many clients keep all their property. Most cases are completed in about 4–6 months. Our team will walk you through every step to ensure everything is handled smoothly and correctly.
To qualify for Chapter 7 bankruptcy in Kansas City, MO, you must pass the means test, which reviews your income and financial situation. If your income is below the state median or your disposable income is limited, you likely qualify. We’ll analyze your finances and determine your eligibility during your free consultation. Many of our clients are surprised to learn they qualify—even when they thought they wouldn’t.
Working with a Chapter 7 bankruptcy lawyer, Gardner, in Kansas City, MO, ensures your filing is accurate and efficient. We handle the paperwork, represent you in court, and protect your rights from start to finish. Our team works hard to make the process stress-free and effective, giving you peace of mind while you regain financial control. You won’t have to face creditors or confusing legal steps alone.
In most Chapter 7 bankruptcy cases in Kansas City, MO, clients keep their homes and vehicles. Kansas and Missouri laws include generous exemptions that protect essential assets. Our lawyers help you understand which property is protected and how to safeguard what matters most. If you’re worried about losing your home or car, we’ll help you explore all available options, including exemption planning.
The average Chapter 7 bankruptcy case in Kansas City, MO, takes about 4 to 6 months from start to discharge. After filing, you attend a short meeting with creditors, which we prepare you for in detail. Once your debts are discharged, you’re free from the legal obligation to repay them. Our experienced Chapter 7 bankruptcy lawyer Gardner in Kansas City, MO, and his team ensure the timeline is as smooth and efficient as possible.
We know the road to financial freedom isn’t easy—but you don’t have to walk it alone. At Wiesner & Frackowiak, LC, our attorneys are here to guide you through every step of Chapter 7 bankruptcy in Kansas City, MO. Whether you’re looking for immediate relief or long-term peace of mind, we can help.
Call us now at 913.642.2240 or 816.285.4748, or contact us here to schedule your free consultation.